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About SoFi
SoFi wants to be your entire financial life in one app. Investing (stocks, ETFs, crypto), banking (checking + savings), student loan refinancing, personal loans, credit cards, and insurance — all under one roof.
The SoFi Checking account (4.50% APY with direct deposit) is competitive with the best high-yield accounts, and the investing platform charges $0 commissions. The student loan refinancing — SoFi original product — remains best-in-class with rates starting at 4.49%.
The breadth is impressive, but no individual product is the absolute best in its category. SoFi wins on convenience and the ecosystem play — the more products you use, the better the perks (rate discounts, fee waivers).
Commission terms
- Commission
- $75-150 per account
- Commission type
- Tiered
- Cookie duration
- 30 days
- Minimum payout
- $50
- Approval difficulty
- Easy
- Affiliate network
- Amazon Associates
- Price range
- Free (most products)