About Empower (Personal Capital)
Empower (formerly Personal Capital) has a split personality: a free financial dashboard that is genuinely the best in class, and a wealth management service for high-net-worth investors ($100K+ minimum).
The free dashboard aggregates all your accounts — bank, brokerage, retirement, credit cards — into one view with net worth tracking, spending analysis, retirement planning tools, and fee analyzer. The retirement planner alone is worth signing up for.
The paid wealth management service (0.89% fee, $100K minimum) provides human advisors and custom portfolios. It is expensive compared to Wealthfront/Betterment, but includes tax optimization, estate planning, and a dedicated advisor.
Commission terms
- Commission
- $100 per free signup
- Commission type
- Tiered
- Cookie duration
- 30 days
- Minimum payout
- $50
- Approval difficulty
- Easy
- Affiliate network
- Amazon Associates
- Price range
- Free (dashboard) / 0.89% (managed)